I am very grateful for the time and effort you put into helping me sort out both my company’s finances and that of my family. I appreciate your patience, professionalism and the clarity with which you explained my options. You have been a pleasure to work with and I look forward to continuing to work with you.
Mike has been superb in the arrangement of my retirement planning and the management of my investments. As I get closer to retirement, it is good to know that there is someone who is conscientious and attentive looking after my plans. The service that I receive is first-rate and I would happily recommend Mike to others.
I have known Richard for 20 years and throughout that time he has consistently been a financial adviser who offers the very best advice, who receives fabulous feedback from the clients that have been referred to him, and who always looks to build long-term relationships with clients. A really safe pair of hands
I met Richard Bywater 2 years ago. It wasn’t under the easiest of circumstances as my mother had just passed away, however Richard was sensitive to this issue and was very accepting of the fact that I had never had to deal with finances like this previously. He was very patient.
When Richard comes to visit for our regular appointments he always has time for a chat but ensures that business is conducted correctly. He is never ‘pushy’ and always takes the time to explain anything in detail or even in laymans terms should it be required. We always feel that nothing is too much trouble for him. Everything is always totally clear before we ‘sign on the dotted line’.
We look forward to a long, happy and fruitful relationship with Richard having full confidence in him.
Kevin has reviewed my pension, investment and life assurance needs. I was very happy with the advice. The meetings we had were well thought out, challenging in terms of what I wanted to achieve (I’d never thought about this before!). The advice given has ensured that my family are secure if I were to die or have a serious medical condition or accident and if I live (the preferred option), that I should have a comfortable retirement
Kevin has been my financial adviser for over two years. He is an expert financial advisor and has an excellent knowledge of pensions. He knows the financial market very well and knows the right places to invest your money. He is focused, thorough, articulate, assiduous and resourceful. I would have no hesitation recommending him to others.
I was first introduced to Richard about 5 years ago when exploring what financial advisors to recommend to clients who maybe were not used to looking at planning and investment issues due to an unexpected inheritance, or windfall. From the outset I was impressed with his no nonsense, down to earth approach which met clients at their own level of understanding without being patronising or condescending. His way of explaining sometimes complex ideas in a clear way as well as his genuine charm and interest in the individuals he advised was one of the first things that struck me. Also his willingness to recommend products and investments that genuinely were the best for the individual concerned, depending on all their circumstances – even when there was nothing in it for him! Richard has since also become advisor to me and my husband and I am pleased to also class him as a friend.
When I was looking for a Financial advisor, I wanted to find someone that could explain everything to me in plain English, really understand my needs and that I could openly talk to, Richard meets all these needs. He manages my expectations and explains everything in a straightforward way. He is proactive in his approach but at the same time sensitive and considered.
I can hand on heart recommend Richard for his approach and professionalism when it comes to financial advice.
Nicola provides a really individualised service designed to meet clients needs at their level of understanding. For clients who have had personal injury damages awards, this is often their first experience of investable money and Nicola is able to really explain what the investment process is all about as well as building confidence and a real relationship of trust with clients from a position of true care and empathy”.
I wanted to invest some money as a little nest egg for my future. I had no idea how to go about it or where to start. I was given Nicola Bywater's name on recommendation. l was not disappointed she arrives on time for our appointments is kind, patient and explained to me clearly and in detail about how to go about investing my money. I can phone her with any worries or concerns I have about my finances and she will go through with me any worries I may have, I find that this gives me great peace of mind and one less thing to worry about.