Our Management Team
Alex Morley
Managing Director
Alex is responsible for business strategy and growth.
He has been in financial services for 35 years. Alex founded and led English Mutual Group from 2001 to its eventual acquisition by Sanlam in 2012. He then became CEO of Sanlam Wealth Planning a restricted advice offering employing over 250 people, he held several other Directorships for Sanlam as well as serving as a board member of APFA (Association of Professional Financial Advisers) the industry trade body.
He believes passionately in businesses operating as a force for good and putting people and clients before profits.
Suzi Lane FPFS
Compliance & Operations Director
Suzi is a Fellow of the Personal Finance Society and Chartered Financial Planner, enjoying her many years experience working alongside individual and corporate clients to help them achieve their financial goals.
Suzi is a founding Director of Bespoke Advice. She is also a compliance specialist and climate risk professional. She has a keen focus on the client experience and is the driving force behind the principals and values of the company and how we can be better and deliver greater value to our clients, colleagues, our community and our planet.
Audrey Dorrell
Head of Office
Becky Hallett
T&C Supervisor
Caroline Oliver
Head of Administration
Nicki Small
Finance Manager
Vicky Gwatkin APFS
Financial Advice & Technical Consultant
Our Support Team
Amy Davis
Administrator
Becky Jones
Paraplanner
James Baker
Trainee Financial Planner
James Oakley
Financial Services Administrator
Owen Alekna
Trainee Financial Planner
Raj Goel APFS
Paraplanner to Rob Jones
Tom Manton-Janes
Financial Planning Associate
Our Planner Team
Carl Bloomfield
APFS
Chartered Financial Planner
carlbloomfield@bespoke-advice.com
07780 476121
Carl is a Chartered Financial Planning professional with over 25 years’ experience providing holistic financial planning advice to Entrepreneurs, Company Directors and Professionals.
Carl is a strong believer in delivering independent advice in a professional but approachable manner, providing clarity and transparency at every step. This approach has served him well over many years in generating numerous referrals from existing clients.
Kevin Worrall
FPFS
Chartered Financial Planner
kevinworrall@bespoke-advice.com
07412 648265
Kevin Worrall is a Fellow of the Personal Finance Society and Chartered Financial Planner, and enjoys helping clients achieve their objectives, with a friendly, down to earth approach. Kevin is also an accredited member of the Society of Later Life Advisers and is passionate about advising people on retirement planning and in later life on how best to meet the ongoing costs at home or in a Care Home.
Lisa Holton
MSc FPFS FCSI
Chartered Financial Planner
07891 711661
Lisa is a Fellow of both the PFS and CISI, as well as a Chartered Financial Planner. Working within the Financial Services industry for over 25 years helping both individual and corporate clients, with the added experience of running her own business in the past.
Lisa firmly believes in offering individual independent advice in a professional but approachable and caring manner, serving her well in generating referrals from existing clients.
Marc Bell
APFS
Chartered Financial Planner
07759 703507
Marc has worked in Financial Services for 12 years, and obtained Chartered Financial Planner status in 2021. He has gained experience in both the UK and South East Asia, assisting individuals, families and businesses with their financial objectives. He places great importance on building long term relationships, based on trust and honest advice.
Outside of work, Marc partakes in a variety of sports including football, cricket and cycling, to varying levels of success. He is also kept busy by his young family, and golden retriever for good measure.
Mike Woods
APFS
Chartered Financial Planner
07870 862118
Mike Woods is a Chartered Financial Planner and has run several businesses in the past. He brings this commercial perspective to all his clients, advising individuals and businesses. For many of his clients, Mike advises several generations of each family.
His focus is on long term relationships and he has been working with most of his clients for many years.
Rob Jones
APFS
Chartered Financial Planner
07710 329485
Rob is a Chartered Financial Planner with over 30 years’ experience providing holistic financial planning advice to Professionals including :- Doctors, Bankers, Lawyers, Accountants and Entrepreneurs. Having originally trained at the Royal London Hospital, he has dealt with the ever more complex issues surrounding advice for healthcare professionals and NHS Trusts.
Rob is a specialist in all forms of retirement planning, and Pensions in Divorce matters. He enjoys establishing every client’s personal goals & objectives, and tailoring his advice to meet those goals in a transparent and easy to understand way.
Carl Drummond
DipPFS
Financial Planner
carldrummond@bespoke-advice.com
07889 990262
Carl is originally from New Zealand and has been advising clients for 20 years in the UK.
Carl works in long-term partnerships with his clients and acts as a professional partner to help clients understand the journey that they need to take in order to achieve the life that they want.
He provides advice on financial goal planning, retirement and investment planning and protection and mortgages.
Chris Edwards
DipPFS
Financial Planner
chrisedwards@bespoke-advice.com
07855 397631
Chris has been advising clients for over a decade and is a firm believer in the very real benefits quality financial planning can deliver. Focused on building long term relationships, Chris creates a clear financial plan and investment strategy for every client to help them achieve their financial objectives.
He specialises in the professional services and finance sector and is an advocate of the use of technological solutions to enhance his client’s experience.
Christopher Gall
DipPFS
Financial Planner
christophergall@bespoke-advice.com
07548 763345
Christopher has been a financial planner for over 20 years advising private clients on all aspects of their financial circumstances. With a focus on building long term relationships, Christopher helps clients to prepare financially for the future, advising on how to build a level of assets to enable retirement, and then how best to use these assets to fund their desired lifestyle. Christopher has a particular interest in Sustainable and Impact investments, and succession planning including strategies to help mitigate inheritance tax.
Graeme Sturt
DipPFS CertSMP
Financial Planner
graemesturt@bespoke-advice.com
07881 788505
Graeme has been a financial adviser for over 20 years, advising both individual and corporate clients on nearly all financial matters, particularly Mortgages and Equity Release. He is a member of the Society of Mortgage Professionals.
Graeme is proud of the way that he builds long term, close relationships with his clients who feel comfortable to continue to refer close friends and family to him for advice.
Lisa Lloyd-Franks
DipPFS
Financial Planner
lisalloyd-franks@bespoke-advice.com
07966 172540
Lisa has been a Financial Planner for over 25 years and has developed strong long term working relationships with her clients over this period of time. She works with private individual clients in relation to their overall financial planning objectives. Lisa predominantly deals with investment and retirement planning strategies for clients, to help them achieve their end goals and objectives in the future . She also works with several solicitors and advises on Family Law matters from the pre-nuptial stage through to the division of finances in relation to divorce.
Michael Heaney
DipPFS
Financial Planner
michaelheaney@bespoke-advice.com
07872 445837
Michael is a fully qualified financial planner, who also holds qualifications to advise on mortgages and Equity Release, and is on the path towards chartered status. Michael draws on the experiences he had from a long professional rugby career and applies these in building long term relationships and helping clients to achieve their financial goals.
Michael is based at our Worcester offices and enjoys all things Rugby and spending time with his family.
Nicola Bywater
DipPFS
Financial Planner
nicolabywater@bespoke-advice.com
07789 995451
Nicola has been an adviser for over 25 years. She offers a broad spectrum of advice but predominately deals with investments and helping clients plan towards a financially secure future, for those who are retired or planning for retirement.
She works closely with fellow professional solicitors with a speciality towards elderly client work and care fees planning. Nicola has given specialist advice within this sector for over 20 years. Her attention to detail is a core driver and she offers a personal service to each individual client.
Phoebe Lane
DipPFS CertSMP
Financial Planner
07736 304121
Phoebe joined Bespoke-Advice as a Trainee Financial Planner under our apprenticeship programme in 2019. She is a fully qualified financial planner, who also holds qualifications to advise on mortgages and Equity Release as well as long term care planning.
She provides advice on financial goal planning, retirement and investment planning, protection and mortgages.
Phoebe is based at our Worcester offices and enjoys the gym and travel.
Richard Bywater
DipPFS
Financial Planner
richardbywater@bespoke-advice.com
07841 875865
Richard has worked in the industry as an adviser for 30 years. He works with individual clients as well as fellow professionals such as solicitors and accountants giving advice on inheritances, personal injury claims, Court of Protection cases and divorce proceeds.
Many of Richard’s clients have been with him for over 20 years. One of his key attributes is the quality of service he provides which is reflected in his close working relationship with all his clients.
Richard Coggins
DipPFS
Financial Planner
richardcoggins@bespoke-advice.com
07962 930109
Richard is a very experienced adviser with knowledge gained from advising clients for over 30 years and obtaining the relevant qualifications, particularly for pension advice.
Richard specialises in pensions and investments and is proud of the fact that many of his clients are now seeing the benefits of the financial plans that they have worked on together. He is always keen to make advice easy to understand even where planning is complex, particularly with some aspects of pensions and inheritance tax. He also advises on mortgages and protection.